One of the primary benefits of EMV is that it significantly reduces counterfeit fraud. In this video, we review the ARQC and the ARPC, which are the two online cryptograms used within EMV. We explore how each cryptogram is generated and validated.
Views: 23513 Paragon Application Systems
This webinar will give you strategic insight and a head start to navigating the challenges on the road to EMV. We will clearly explain the stringent requirements imposed by card brands and how to test your payment system’s readiness with respect to chip card technology, avoiding costly prolonged implementations. The webinar will also tackle the added benefits of the innovative evolutions such as contactless/mobile payments and near field communication (NFC) technology. Learn, plan and test. Get a head start and join us for an interactive webinar bringing together US payment technology and service providers, independent sales organisations (ISOs), acquirers and issuer processors. Agenda • The strategic elements of an EMV migration • EMV switching: the hot items at processor level • EMVCo testing requirements: ATM, terminal integration testing, payment network/host testing • Mobile/NFC: how EMV provides the infrastructure for mobile and contactless payments • Wrap-up • Q&A Speakers • Ainsley Ward, Head of Management, Consulting, Clear2Pay • Jim Woodworth, Head of Products, Card Solutions, Clear2Pay • Greg Smith, Head of Products, Test Solutions, Clear2Pay • Gerd Thys, Head of Technology, Test Solutions, Clear2Pay • Ian Kerr, General Manager Test Solutions, Clear2Pay Moderator • Joy Macknight, editor, gtnews, an Association for Financial Professionals Company
Views: 971 bobsguide
EMV stands for Europay, MasterCard and Visa, a global standard for inter-operation of integrated circuit cards (IC cards or "chip cards") and IC card capable point of sale (POS) terminals and automated teller machines (ATMs), for authenticating credit and debit card transactions. It is a joint effort initially conceived between Europay, MasterCard and Visa to ensure the security and global interoperability of chip-based payment cards. Europay International SA was absorbed into MasterCard in 2002. The standard is now defined and managed by the public corporation EMVCo LLC. JCB (formerly Japan Credit Bureau) joined the organization in December 2004, and American Express joined in February 2009. In May 2013 China UnionPay was announced as its latest member with UnionPay now having an equal 1/5 interest in the standards body along with Visa, MasterCard, American Express and JCB. IC card systems based on the EMV specification are being phased in across the world, under names such as "IC Credit" and "Chip and PIN". This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
Views: 1367 Audiopedia
An introduction to UL's EMV & Contactless online training course. For more information, please visit: http://ul-ts.com/training Now that the U.S. is moving towards EMV, the need for education and knowledge around this subject is rising. UL Transaction Security experts addressed this by developing an eLearning course that suits a large audience. Participants can get familiar with the payments landscape and dive into EMV and contactless functional architecture, certification requirements and project implementation considerations.
Views: 2547 UL Transaction Security
Rambus EMV Token Manager is a software platform that not only addresses the basic requirements to issue and manage EMV cards today, but offers the modular system to expand functionality and align with your customer's needs tomorrow.
Views: 418 Rambus Inc.
Watch this short video to learn all about the new EMV chip card technology that Ascentra Credit Union is introducing to debit and credit cards. More specific dates on the issue of these cards can be found at www.ascentra.org/chipcards
Views: 1203 Ascentra Credit Union
ISO 9564 is an international standard for personal identification number (PIN) management and security in retail banking. The PIN is used to verify the identity of a customer (the user of a bank card) within an electronic funds transfer system, and (typically) to authorize the transfer of funds, so it is important to protect it against unauthorized disclosure or misuse. Modern banking systems require interoperability between different card issuers, acquiring banks and retailers – including transmission of PINs between those entities – so a common set of rules for handling and securing PINs is required, both to ensure technical compatibility and a mutually agreed level of security. ISO 9564 provides principles and techniques to meet these requirements. This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
Views: 112 Audiopedia
Learn More Click Here - http://myagent.ibi3g.com/possystems xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx EMV & SECURITY AT THE POS Global Standard for the implementation of chip cards for the purpose of facilitating an electronic payment transaction Born out of transit payment programs based in Europe http://www.brianmyunitedbankcardagent.com/ Contactless Is Here and EMV is also Here. Harbortouch Award winning 500 500 and Diloutte 2008 Winner is now upgrading and offering, or use your existing equipment, and receive competitive processing rates. If you are already processing credit and debit card payments, we can perform a rate review to ensure that you receive the best rates available. An effective technology to protect against duplicate card fraud, EMV Contactless specification published to define a common contactless interface to be used by card brands ---------------------------------------- CLICK HERE: My Website: http://www.brianmyunitedbankcardagent.com/ ---------------------------------------- More Information about EMV & SECURITY AT THE POS: 8 FAQs about EMV credit cards -http://www.brianmyunitedbankcardagent.com/ EMV - Wikipedia, the free encyclopedia https://en.wikipedia.org/wiki/EMV Wikipedia EMV stands for Europay, MasterCard, and Visa, the three companies that originally created the standard. The standard is now managed by EMVCo, a consortium with control split equally among Visa, Mastercard, JCB, American Express, China UnionPay, and Discover. ?ISO/IEC 7816 - ?Smart card - ?Category:EMV - ?Europay International EMV FAQ - EMV Connection www.emv-connection.com/emv-faq/ EMV is an abbreviation for Europay, Mastercard and Visa, the three organizations that developed the initial specifications. EMV is an open-standard set of specifications for smart card payments and acceptance devices. EMV Connection - A Smart Card Alliance Site www.emv-connection.com/ Secure EMV chip payments are here in the United States! Consumers are now using chip cards to pay at chip-enabled merchant locations nationwide. EMV chip ... EMVCo https://www.emvco.com/ EMV EMVCo manages, maintains and enhances the EMV® Integrated Circuit Card Specifications for chip-based payment cards and acceptance devices, including ... 8 FAQs about EMV credit cards - CreditCards.com www.creditcards.com/credit-card.../emv-faq-chip-cards-answers-1264.ph... EMV -- which stands for Europay, MasterCard and Visa -- is a global standard for cards equipped with computer chips and the technology used to authenticate . 8 FAQs about EMV credit cards - CreditCards.com www.creditcards.com/credit-card.../emv-faq-chip-cards-answers-1264.php EMV - Wikipedia, the free encyclopedia https://en.wikipedia.org/wiki/EMV Wikipedia EMV stands for Europay, MasterCard, and Visa, the three companies that originally created the standard. The standard is now managed by EMVCo, a consortium with control split equally among Visa, Mastercard, JCB, American Express, China UnionPay, and Discover. ?ISO/IEC 7816 - ?Smart card - ?Category:EMV - ?Europay International EMV FAQ - EMV Connection www.emv-connection.com/emv-faq/ EMV is an abbreviation for Europay, Mastercard and Visa, the three organizations that developed the initial specifications. EMV is an open-standard set of specifications for smart card payments and acceptance devices. EMV Connection - A Smart Card Alliance Site www.emv-connection.com/ Secure EMV chip payments are here in the United States! Consumers are now using chip cards to pay at chip-enabled merchant locations nationwide. EMV chip ... ---------------------------------------- CLICK HERE: My Website: http://www.brianmyunitedbankcardagent.com/ ---------------------------------------- People who watched this video: https://youtu.be/a_kGzMBtA0A Also searched online for: Searches related to EMV emv october 2015 expected monetary value emv deadline emv statistics emv online emv marines emv compliance square emv ------------------------------------------- FOR MORE DETAILS: My Website: http://www.brianmyunitedbankcardagent.com/ ------------------------------------------- CONNECT WITH US: FB @ https://www.facebook.com/merchantnews/?fref=ts Twitter @ TBPress Linkend @ Brian Holland Email: [email protected] ------------------------------------------ Don't forget to check out our YouTube Channel: https://www.youtube.com/channel/UCriQEOZhnHVz1ZN5JRzLl6w and click the link below to subscribe to our channel and get informed when we add new content: https://www.youtube.com/channel/UCriQEOZhnHVz1ZN5JRzLl6w -------------------------------------------- #SearchesrelatedtoEMV #emvoctober2015 #expectedmonetaryvalue #emvdeadline #emvstatistics #emvonline #emvmarines #emvcompliance #squareemv -------------------------------------------- VISIT OUR SITE: My Website: http://www.brianmyunitedbankcardagent.com/
Views: 52 EMV COMPLIANCE & MERCHANT SERVICE ADVICE
Visit http://www.ccsalespro.com for more free sales training resources. James Shepherd offers advice on how to sell merchant services on this channel. Our training as well as http://www.instantquotetool.com are used by thousands of sales professionals in the credit card processing industry. We also brand our training and technology solutions for ISO's, processors and other sales teams in the payment processing industry. James Shepherd is a thought leader in the payments industry and provides consulting and sales management and technology design implementation. If you sell merchant services, recruit credit card processing sales people or run an organization providing these services, visit us online and connect with James.
Views: 3494 CCSalesPro
Here are 3 ways to secure credit card transactions online. 1. PCI compliance Any business that accepts, stores, transmits, or interacts with credit cards in any way must be PCI compliant. The PCI standards require companies to protect customer credit card data with security measures like encryption, firewalls, password-protected systems, and more. In addition to protecting your customers’ data, PCI compliance protects your business from liability, penalties, and fines. 2. Secure Sockets Layer (SSL) SSL is a system of rules that protects communication between your website and your customer’s browser. To enable SSL on your website, you can buy an SSL certificate from your web hosting provider or a certification authority. SSL works with your website’s server and the customer’s browser to do two important things: First: SSL verifies sites as trustworthy. Have you ever noticed a little green lock in the address bar of your browser? That lock means the site you’re visiting is protected by SSL protocol. Many consumers expect to see a green lock when they visit your site. When a customer visits a site, their browser will check to see if the site has an SSL certificate. If the site has a valid certificate, then the browser will display a green lock or other trust symbol in the address bar. SSL sites put customers at ease and encourage them to buy because they know their credit card information is safe. Second: SSL encrypts information between the server and browser. Sites that use SSL automatically encrypt information between the server and the browser. How does encryption work? Remember when you made up a secret language as a kid and used it to pass notes with your friends? Only you and your friends could read the secret messages because only you had the key to the language—you knew which letters to substitute to turn the gibberish into English. Encryption is a similar process. You start out with sensitive information, like credit card data, and use a specific key to turn it into a coded message. The coded message is sent over the internet, and once it’s received, the receiving party uses the key to decode the message. When a customer visits a site protected by SSL, the browser and the server perform what’s called a handshake to determine which key to use to encrypt the information they share. Once they agree upon the key, the browser and the server can send coded messages back and forth. Any information that passes between the browser and the server—like credit card information, addresses, phone numbers, and more—is encrypted. 3. Tokenization Tokenization is a method to protect credit card data when it’s in use or in storage. How does it work? The customer’s data is replaced with a token—an arbitrary string of numbers and letters—that stands in for the original information. The merchant stores this token on their system, while the true information is usually stored off-site in a secure data vault. To learn more about securing credit card transactions online, visit our website at www.CenturyBizSolutions.com.
Views: 333 Century Business Solutions
In order to keep bank accounts secure, many stores have switched from swiping your credit card or debit card to inserting it into a machine. These new EMV chips on the front of the credit cards are designed for security. Each transaction generates a cryptogram or a unique code that once used, cannot be used again. Colleen Sikora, NAZ Today reporter, says that after being in Europe for years, the technology has made its way to the United States. Rebecca Durrenburger, Flagstaff Resident, says she was taken aback the first time she was asked to insert her card. Victoria Davis, Arizona State Credit Union Branch manager, says the technology was created to avoid fraud and account breaches. The technology to scan these chips is an investment but if fraudulent activity occurs, the business can be held accountable. Sarah Guillet, Higher Grounds Manager, says the coffee shop has recently switched to using the EMV terminals and although there is some confusion, the outcome will be beneficial to both businesses and customers. By October 1, all businesses are required to have EMV terminals.
Views: 61 NAZ Today
EMV® can provide greater payment security and a more seamless experience for customers. But implementation has proven a challenge for many in the payment ecosystem, hindering adoption. This webinar from Discover® Global Network focuses on how to: • Simplify EMV implementation by better navigating the U.S. Common Debit AID; • Reap the potential benefits of EMV functionalities—including contact and contactless payments; • Use the Discover Global Network to expand the acceptance of international cardholders and payment types. Learn more about EMV chip technology. https://www.discovernetwork.com/en-us/business-resources/chip-cards-emv/ EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.
Views: 312 DiscoverNetworkUS
FIME speaks the language of its customers and uses its 20+ years of experience to ensure that card and mobile transactions services are implemented efficiently and successfully. It supports a range of technologies including contact, contactless, EMV chip, Near Field Communication (NFC), Host Card Emulation (HCE), tokenization, Secure Element (SE), Machine to Machine (M2M), Internet of Things (IoT) and Trusted Execution Environment (TEE). Partnering with the international and national payment schemes, and industry bodies, FIME ensures its multi-brand offering is always aligned with the latest market requirements.
Views: 1245 FIME
Liability for counterfeit fraud on chip card accounts will shift from the chip card issuer to business owners who have not upgraded to chip-activated terminals. Visa will bring together experts to help you understand how new payment technologies impact your business’ bottom line.
Views: 2539 U.S. Small Business Administration
EMV https://www.sendspace.com/file/utcdiq X2 https://www.sendspace.com/file/yut6qd MSR206 + How to use EMV smart chip credit cards +EMV + MasterCard EMV Chip and PIN + EMV Chip C Chipset (Version 126.96.36.1999) + MasterCard EMV Chip and PIN + EMV Chip Card Demo + EMV Chip Technology from Central
Views: 6964 daniel jean
The kenya bankers association says all banks should have issued their customers with the chip-based cards by now... But a number of banks are still asking for an extension of the deadline to at least june.... So what does this mean for the customers? Adelaide changole reports. Watch KTN Live http://www.ktnkenya.tv/live Follow us on http://www.twitter.com/ktnkenya Like us on http://www.facebook.com/ktnkenya
Views: 700 KTN News Kenya
If your organization is storing PCI-related data using encryption, those keys must be stored securely, as PCI Requirement 3.6.3 commands, “Secure cryptographic key storage.” If your key storage is securely stored, has the appropriate protections, and access is limited to the fewest number of people and locations as possible, you prevent your organization from being susceptible to an attack. The PCI DSS further explains, “The encryption solution must store keys securely, for example, by encrypting them with a key-encrypting key. Storing keys without proper protection could provide access to attackers, resulting in the decryption and exposure of cardholder data.” You assessor should test your compliance with PCI Requirement 3.6.3 by examining your organization’s key management program and its procedures and methods to verify that they specifically outline and implement that secure storage of keys. If you store, process, or transmit cardholder data, interact with payment card data in any way, or have the ability to impact someone else’s cardholder information or the security of that information, you are subject to comply with the PCI DSS. This exclusive video series, PCI Demystified, was developed to assist your organization in understanding what the Payment Card Industry Data Security Standard (PCI DSS) is, who it applies to, what the specific requirements are, and what your organizations needs to know and do to become compliant. Learn more at https://kirkpatrickprice.com/video/pci-requirement-3-6-3-secure-cryptographic-key-storage/ Video Transcription Once again, if you’re encrypting information, whether this be PII, PHI, PCI-related data, if you have implemented encryption as a part of this methodology, we want to make sure that those keys you’re using are stored securely. We want to make sure that access has been limited to the fewest possible number of individuals. You need to have protections around them so that in the event that somebody should compromise the server, they don’t gain access to the encryption keys or the decryption keys themselves. So, your assessor is going to be working with you and asking how you’ve gone about doing that. They’re going to be looking at your documented procedures for secure key distribution and secure key storage and how that rolls out. If you have an HSM in a FIPS-compliant device, the controls that are there are pretty much established by the technology. In short, once again, where you are storing these keys, they need to be stored securely. Stay Connected Twitter: https://twitter.com/KPAudit LinkedIn: https://www.linkedin.com/company/kirkpatrickprice-llc Facebook: https://www.facebook.com/kirkpatrickprice/ More Free Resources PCI Demystified: https://kirkpatrickprice.com/pci-demystified/ Blog: https://kirkpatrickprice.com/blog/ Webinars: https://kirkpatrickprice.com/webinars/ Videos: https://kirkpatrickprice.com/video/ White Papers: https://kirkpatrickprice.com/white-papers/ About Us KirkpatrickPrice is a licensed CPA firm, PCI QSA, and a HITRUST CSF Assessor, registered with the PCAOB, providing assurance services to over 600 clients in more than 48 states, Canada, Asia, and Europe. The firm has over 12 years of experience in information security and compliance assurance by performing assessments, audits, and tests that strengthen information security and internal controls. KirkpatrickPrice most commonly provides advice on SOC 1, SOC 2, HIPAA, HITRUST CSF, PCI DSS, ISO 27001, FISMA, and CFPB frameworks. For more about KirkpatrickPrice: https://kirkpatrickprice.com/ Contact us today: 800-770-2701 https://kirkpatrickprice.com/contact/
Views: 412 KirkpatrickPrice
Level 3 credit card processing explained, including SOME BUT NOT ALL of the merchant account and payment gateway requirements. It's complicated, that's why most don't qualify even if they have a gateway and acquirer that supports level 3. Unique ways CenPOS creates merchant efficiencies to qualify eligible purchasing, corporate, and business cards for level 3 qualified interchange rates. Presentaton.
Views: 1522 3D Merchant Services
In this episode, Monster Dave builds a new tag helper that makes it easy to control access to any block HTML in a Razor view. Join us for a tour of the Authorize tag helper Related Links: Tag Helper Samples Reop - https://github.com/dpaquette/TagHelperSamples GitHub Issue for MVC Core - https://github.com/aspnet/Mvc/issues/3785 Blog Post Deep Dive - https://www.davepaquette.com/archive/2017/11/05/authorize-tag-helper.aspx
Views: 147 Asp.Net Monsters
V6 IOS App ► https://goo.gl/EfEqlJ Download V6 Android App ► https://goo.gl/Dm5C6n Subscribe Youtube at http://goo.gl/t2pFrq Visit our Website ► http://V6news.tv Twitter ► https://twitter.com/V6News Facebook ► http://www.facebook.com/V6News.tv Google+ ► https://plus.google.com/109903438943940210337 V6 News, Official YouTube V6 News Channel owned by VIL Media Pvt Ltd. V6 News, a 24 hour Telugu News Broadcaster, dedicated to report news across Telangana and other parts of the world through live reports, breaking news, sports updates, weather reports, entertainment, business trends, exclusive interviews, and current affairs. The channel airs programs like Teenmaar News, Telangana Yatra, Telangana Shakam, Top News, Taara, Cinema Talkies, Janapadam etc'. Sports, Movies, Current Affairs, Technology.. you name it and you find it at the click of a button.
Views: 477 V6 News Telugu
See how you can create an amazing in-store experience by enabling your users to send their loyalty and payment information in a single tap. We will show live demos for integrating loyalty programs, gift cards and offers with just a few lines of code. We'll also demonstrate how banks can enable their users to participate in Android Pay through their mobile banking apps. This hands-on session from our senior PM and Engineer will take you behind the scenes on how we've developed these simple APIs to enable great user experiences. Watch more Android talks at I/O 2016 here: https://goo.gl/Uv3jls See all the talks from Google I/O 2016 here: https://goo.gl/olw6kV #io16 #GoogleIO #GoogleIO2016
Views: 12593 Android Developers